Your AI accountant & financial advisor

The accountant your household never had.

Ledgerious keeps your family's books properly — in dinars and dollars, across every account, with everyone who spends included. Then it lets you simply ask about them.

30 days free, no card. Then $2.99 a month or $19.99 a year.

A real ledger, not a list of receipts.

Every entry lands in double-currency books that stay honest when the exchange rate moves. What you see on the dashboard is recomputed from the ledger itself, never from a running total that quietly drifted.

Dinars and dollars, together

Record in whichever currency the money actually moved. Every figure converts at the rate stored with the entry, so last January still reports what last January cost.

Every account in one place

Cash, bank, wallets, the family fund, each person's own savings. Balances come from the entries, so they cannot disagree with the ledger.

Categories, budgets, goals

Set a monthly budget per category and see it as you spend. Put money aside toward something and watch it fill.

The things that repeat

Rent, salaries, school fees, subscriptions — recorded once as a rule and posted when they are due, instead of remembered every month.

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Receipts attached

Photograph the receipt and it stays with the entry. Export the whole ledger to Excel or CSV whenever you want it elsewhere.

Works on the phone

Install it to the home screen and it behaves like an app. Arabic throughout, right to left, not a translation bolted on afterwards.

An accountant you can just ask.

The part that makes Ledgerious different is not another chart. It is that the books can answer you. Ask in Arabic or English, the way you would ask a person who keeps them.

  • Ask in plain language “How much did we spend on groceries last month?” · “Did the rent go out?” · “What is left in the family fund?” · “I paid 15 for petrol.”
  • It reads the actual books Not a guess and not a generic answer — it queries your ledger, your accounts and your budgets, and tells you what is there.
  • It drafts, you confirm When you ask it to record something it prepares the entry and shows you exactly what will change. Nothing is written until you tap Confirm.

It cannot move your money

This is the rule the whole design is built on. The assistant is allowed to read your books and to propose a change — never to make one. Every proposal is re-checked against the live ledger at the moment you confirm it, by the same code the ordinary screens use.

It also respects who is asking. A family member's assistant can see only what that member is allowed to see, because it is given a smaller set of tools — not merely told to behave.

The whole family, each with the right view.

Household money is rarely one person's business, and it is rarely everyone's business equally. Ledgerious gives each member their own sign-in and shows them their own money.

You see everything

As the family admin you hold the full ledger: every account, every member, every entry, the reports and the exports.

They see themselves

A member signs in to their own balance and their own spending — including what they spent from the family fund — and nothing else.

Pocket books

Hand someone cash and it is recorded as theirs to spend. Their pocket balance and the household's safe stay in step automatically.

Requests, not arguments

A member asks for money in the app; you see it, approve or decline, and the entry writes itself. Everyone has the same record of what was agreed.

It keeps books for work, too.

Plenty of households in Iraq are also a small business. The same ledger costs out projects and runs a payroll, so you are not keeping two sets of books in two places.

Projects with budgets

Give a project a budget, tag its spending, and see what it has actually cost against what you planned.

Employees and salaries

Track who is owed what, pay across the month, and close a month when it is settled so the figure stops moving.

Suppliers and locations

Know who you buy from and where the money goes, without inventing a category for every shop.

Your books are yours.

This is a product about a family's money, so the trust question is not a footnote. Here is exactly where you stand.

Your own database

Every family's books live in their own separate database file on our servers in our own infrastructure — not mixed into one big table with everyone else's.

Export whenever

One button gives you your complete records as a file you keep. It works even if your subscription has lapsed — especially then.

Never sold, never advertised against

We do not sell your data or share it for advertising. Our business model is the subscription, nothing else. Where the assistant sends data outside our systems, the privacy policy says so plainly.

Nothing is deleted behind you

If you stop paying, your books are locked — not erased. They are waiting, and the export stays available, until you tell us to remove them.

One plan. Everything included.

No tiers, no per-member pricing, no feature held back for an upgrade. The AI accountant is included from the first day.

Monthly

$2.99 / month

Questions worth asking.

Is the AI actually reading my financial records?

Only when you use it, and you should know exactly what that means. If you never open the assistant, nothing from your books is sent anywhere. When you do ask it something, the relevant parts of your records are sent through Peak AI — our own AI service — to the model provider behind it, which today is DeepSeek, outside Iraq. The assistant cannot write to your books on its own: it drafts, you confirm. Our privacy policy sets out exactly what is sent and to whom.

Is this financial advice?

No. Ledgerious keeps your books accurately and answers questions about what is in them. It is not a licensed financial, investment, tax or legal adviser, and nothing it says should be treated as regulated advice. Decisions about your money remain yours.

What happens if I stop paying?

Nothing sudden and nothing destructive. You keep full access for 7 days past the due date. After that the books become read-only for 30 days — you can still read, search and export everything, just not add new entries. Beyond that the account locks, and even then the renewal page and your full export stay reachable. We never delete a family's records because a payment was late.

Do I need a card?

No. You start the trial with just a mobile number, and when you decide to subscribe you pay the way people actually pay here — bank transfer, wallet or cash — and message us. Your account extends the moment the payment is confirmed.

How do I sign in?

With your mobile number and a six-digit PIN you choose, confirmed by a code sent over WhatsApp. There is no password to forget and no email required.

Is it really Arabic?

Properly Arabic, right to left, including the reports, the categories and the assistant. It was built bilingual rather than translated afterwards, and you can switch language at any time without losing anything.

Can I get my data out?

Any time, in one click, as a complete file of your records. You can also export the ledger to Excel or CSV. Leaving is not something we make difficult.

Start keeping the books properly.

30 days, free, no card. If it is not for you, export everything and walk away.